How it works
Down payment = Home price × (Percent ÷ 100) · Loan amount = Home price − Down payment
Example
20% down on a $300,000 home is a $60,000 down payment and a $240,000 loan.
Down Payment Calculator
Work out your down payment and the mortgage you'd need from a home price and a percentage down.
- Free
- No sign-up
- Instant results
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Frequently asked questions
- How much should I put down?
- 20% avoids mortgage insurance on most loans, but many buyers put down less. Use the PMI calculator to see the cost of a smaller down payment.